Negligent security refers to the measures and protections that building and business owners owe toward third parties who enter their property. This category includes apartment building owners as well as shop owners and mall operators who cater to the public.
Florida is the sunshine state, which means that on most days of the year, the weather is perfect for bicycling. Unfortunately, Florida also has some of the worst statistics in the nation for cycling accidents and, yes, fatalities too.
If you’re driving along one of Florida’s highways and another vehicle runs into yours, causing you injuries, state law requires you to turn to your own auto insurance to cover medical expenses and other losses unless the injuries are serious. But what if you’re a pedestrian who is struck by a vehicle and injured? What recourse do you have?
While our greatest joy is giving good news to clients, too often we are tasked to disappoint and end up popping their “full coverage” bubble. It’s becoming more apparent that most people feel protected under the guise of the “full coverage” blanket sold by many major insurers today. My goal here is to shed some light on common coverage confusion and make recommendations on what you really need to protect you and your family, and to put to rest that there is any meaning to the term “full coverage.” It is meaningless. If an agent tells you that leave and buy from someone else.
Florida is one of about a dozen states that have no-fault insurance, at least in part. This does not mean that no one causes a car accident or injures another driver or passenger through negligence, but it does mean that seeking compensation for injuries is different than at-fault states.
When you get in an auto accident and suffer personal injuries and damages to your vehicle, your insurance company and/or the other party’s insurer is going to have one of their representatives— generally known as claims adjusters—contact you about the details of the accident and then offer a settlement.